Prestige Car Insurance / Services / Track Day Insurance
Track days are different. We’ll help you understand what’s covered on-road vs off-road events.
Most standard motor policies exclude racing, time trials, and track use entirely. If you take your car to track days, driver training events, or motorsport experiences, your regular insurance almost certainly won’t cover you there.
We help you understand exactly what your on-road policy covers, what it excludes, and what options exist through extensions or specialist markets for track-day protection.
Understanding track day cover — what’s included, what’s excluded, and where specialist options exist.
Your standard comprehensive policy covers road use — we’ll make sure it’s right for your vehicle.
Extensions and specialist policies that can provide cover for organised track events.
Clear explanation of what standard policies won’t cover — so there are no surprises.
Access to specialist motorsport and track-day insurance markets for dedicated cover.
What's included
Most road policies exclude on-track driving entirely, so a moment’s misjudgement at a circuit can become an uninsured repair bill on a high-value car. Track day insurance is arranged to cover the gap, protecting your vehicle during non-competitive track and driver-training days that a standard policy leaves out.
Confirming exactly what your everyday policy excludes is the first step — many owners are surprised. ASIC’s MoneySmart car insurance guide is a good place to understand standard exclusions before you book your next day out.
Prestige Car Insurance
