Restoration Insurance

From project cars to near-finished builds — cover that keeps pace with your restoration journey.

Prestige car insurance service details

About Restoration Insurance

Cover that keeps pace with your restoration journey. From bare shells and rolling chassis to near-finished builds, restoration projects need insurance that grows with the car — not a policy that only covers the finished product.

We offer staged agreed value updates, laid-up and garage cover for non-running vehicles, and protection for the parts and components you’ve invested in along the way.

Cover for project cars and restorations — staged value updates, laid-up cover, and parts protection.

1. Laid-Up & Garage Cover

Protection for non-running vehicles stored in garages, sheds, or workshops during restoration.

2. Theft & Fire Protection

Cover for theft and fire risks while your project sits in storage or at a workshop.

3. Staged Value Updates

Update your agreed value as the restoration progresses and the car’s worth increases.

4. Parts Value Coverage

Insure the accumulated value of parts, panels, engines, and components held for the build.

Agreed value prestige car insurance cover

Our Technicians believe in the value that give you high level of coaching techniques for your better life.

  • Laid-up cover for non-running vehicles
  • Theft and fire protection in storage
  • Staged agreed value updates
  • Parts and components coverage

Service Benefits

On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment.

  • Insurance that grows with your restoration project
  • Specialist brokers who understand project car risks

How It Works

Restoration insurance while your project takes shape

A car mid-restoration is rarely roadworthy and rarely worth what it will be when finished, yet the parts, labour and rising value all need protecting along the way. Our restoration insurance is arranged to suit projects in progress, with cover that can scale as the build advances toward completion and an agreed value on the finished vehicle.

Keeping your insurer updated as work progresses keeps the sum insured realistic at every stage. ASIC’s MoneySmart car insurance guide guide explains the cover principles behind agreed value and total-loss settlement.

Get a quote

Let's tailor cover for the car you actually own.

Start your prestige quote
Or speak to a specialist — (03) 9018 6345