Prestige Car Insurance / Services / Classic Car Insurance
Protect the classics with cover that respects rarity, condition, and true value.
Insurance that respects rarity, condition, and true value. Classic and vintage vehicles deserve specialist cover — not a standard motor policy that treats them like any other car. We offer limited-use options, club and event coverage, and sympathetic repair arrangements.
Whether it’s a numbers-matching concours car or a weekend cruiser, we’ll match you with an insurer who understands the classic market.
Specialist classic car cover — agreed value, limited-use options, and sympathetic repair arrangements.
Set an agreed value based on condition, rarity, and market — not a depreciation schedule.
Policies for vehicles driven under a set number of kilometres per year, with lower premiums.
Cover that extends to car club runs, shows, rallies, and display events.
Access to restorers and trimmers who work with classic vehicles, not modern panel shops.
What's included
Classic and vintage vehicles appreciate rather than depreciate, are often driven sparingly and rely on scarce or hand-fabricated parts. General motor policies handle none of this well. Our classic car insurance is arranged with agreed value, limited-use options and recognition of the specialist repairers and clubs that keep these cars on the road.
Agreed value is especially important for appreciating classics, so a total loss is settled at a figure you’ve agreed in advance. ASIC’s MoneySmart car insurance guide overview is a helpful independent reference on how settlement and cover types work.
Prestige Car Insurance
