icon Australia's Prestige Car Insurance Specialists

Prestige Car Insurance for Exceptional Vehicles

Prestige Car Insurance is Australia's specialist insurance broker for luxury, exotic, and collector vehicles. We arrange tailored cover that reflects your car’s true value, how it’s driven, and where it’s stored, not a generic policy forced onto an extraordinary vehicle.

24/7 Prestige Claims Team

Our dedicated claims specialists understand high-value vehicles. From first call to final repair, your prestige car insurance claim is managed by experts — available around the clock.

Approved Specialist Repairers

Choose manufacturer-approved or marque-specialist repairers for your luxury vehicle. We ensure every repair meets the standards your prestige car deserves.

Like-for-Like Replacement Vehicle

Stay behind the wheel of a comparable prestige vehicle while yours is being repaired. Our luxury car insurance includes like-for-like hire so you never have to downgrade.
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About Prestige Car Insurance

Specialist luxury car insurance brokers trusted across Australia

With over two decades of experience, Prestige Car Insurance arranges bespoke cover for Australia’s finest vehicles. Whether you own a single exotic supercar, a luxury daily driver, or a curated collection of classics, we work with leading insurers to build policies around agreed values, specialist repairs, and the way prestige vehicles are actually owned and enjoyed. We don’t sell generic motor insurance — we broker prestige car insurance that fits.

+ 690
Prestige Claims Managed
+ 25
Years Insuring Prestige Cars
+ 500
Luxury Vehicles Protected
Prestige Car Insurance Quote

Get your tailored prestige car insurance quote

Every prestige car insurance claim is managed by experienced specialists who understand high-value vehicles and are available whenever you need support.

02 Cover for large collections alongside everyday vehicles

Our luxury car insurance covers entire collections while also protecting daily drivers under one coordinated policy structure.

Select specialist or manufacturer-approved repairers to ensure workmanship, parts, and standards meet the expectations of prestige vehicle owners.

Repair or replace damaged glass without paying an excess, keeping your luxury vehicle on the road without unnecessary cost or delay.

Access a comparable prestige replacement vehicle while yours is being repaired, maintaining the comfort and continuity you expect.

Approved performance, cosmetic, and factory modifications can be covered under your prestige car insurance when declared upfront.

For eligible classic vehicles, you may retain ownership after a total loss — preserving restoration potential and collector value.

Your luxury car insurance extends to approved paint protection film and ceramic coatings damaged as part of an insured event.

Cover for reasonable travel and temporary accommodation expenses if your prestige vehicle is damaged or disabled away from home.

Prestige Car Insurance Cover

Specialist insurance for luxury, exotic, and collector vehicles

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Supercar Insurance

Specialist cover for high-performance exotics. Agreed value, genuine parts, and policies built for limited-use vehicles.
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Luxury Car Insurance

Premium insurance for prestige daily drivers and luxury SUVs. Agreed value, windscreen cover, and hire car options.
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Modified Car Insurance

Cover designed for real builds. Declare your mods and get insurance that reflects the true value of your vehicle.
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Classic Car Insurance

Insurance that respects rarity, condition, and true value. Limited-use options, club cover, and sympathetic repairs.
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Import Car Insurance

JDM, Euro or US imports insured properly. Agreed value, specialist parts sourcing, and compliance-aware cover.
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Restoration Insurance

Cover that keeps pace with your restoration journey. Laid-up cover, staged value updates, and parts protection.
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Dealership Insurance

Motor trade insurance for prestige dealers. Stock cover, road risk, test drives, and liability protection.
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Track Day Insurance

Understanding what’s covered on-road vs at the track. Extensions and specialist options for track events.
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Collector Car Insurance

Multi-car cover for collectors. Fleet policies, per-vehicle agreed values, and consolidated renewals.
Policy Enhancements

Prestige car insurance that goes beyond standard motor cover, with enhancements built for high-value vehicle owners

  • Agreed value on all prestige vehicles
  • Cover for approved modifications
  • Australia-wide roadside assistance
  • No-excess windscreen replacement
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Getting Started

How prestige car insurance works

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Tell Us About Your Vehicle

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Share your vehicle details — make, model, value, modifications, and how it’s used. Our prestige car insurance specialists will assess your needs and find the right cover.
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Receive a Tailored Quote

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We compare options from specialist insurers who understand high-value vehicles. You’ll receive a personalised prestige car insurance quote with agreed value, repairer choice, and the cover enhancements that matter.
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Get Covered and Drive

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Once you’re happy with your policy, we bind cover immediately. Your prestige vehicle is protected from day one, with our claims team on call whenever you need them.
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Client Testimonials

Trusted by prestige vehicle owners across Australia

See why luxury and exotic car owners choose Prestige Car Insurance for their high-value vehicles.

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Avg rating 4.9

Our Prestige Car Insurance Partners

Prestige Car Insurance News

Stay up to date with prestige car insurance insights

Subscribe for the latest on luxury vehicle cover, claims tips, and specialist insurance updates from our team.

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