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Australia's Prestige Car Insurance Specialists

Prestige Car Insurance for Exceptional Vehicles

Prestige Car Insurance is Australia's specialist insurance broker for luxury, exotic, and collector vehicles. We arrange tailored comprehensive cover with agreed value, choice of repairer, and genuine parts — prestige car insurance built around your high-value vehicle, how it's driven, and where it's stored, not a generic motor policy forced onto an extraordinary car.

25+Years insuring prestige cars
690+Prestige claims managed
500+Luxury vehicles protected
01

24/7 Prestige Claims Team

Our dedicated claims specialists understand high-value vehicles. From first call to final repair, your prestige car insurance claim is managed by experts — available around the clock.

02

Approved Specialist Repairers

Choose manufacturer-approved or marque-specialist repairers for your luxury vehicle. We ensure every repair meets the standards your prestige car deserves.

03

Like-for-Like Replacement Vehicle

Stay behind the wheel of a comparable prestige vehicle while yours is being repaired. Our luxury car insurance includes like-for-like hire so you never have to downgrade.

About Prestige Car Insurance

Specialist luxury car insurance brokers trusted across Australia

With over two decades of experience, Prestige Car Insurance arranges bespoke comprehensive cover for Australia's finest vehicles. Whether you own a single exotic supercar, a luxury daily driver, a modified enthusiast build, or a curated collection of classics, we work with leading Australian specialist insurers to build agreed value policies around choice of repairer, genuine parts, and the way prestige and high-value vehicles are actually owned and enjoyed.

We don't sell generic motor insurance — we broker prestige car insurance that fits.

Prestige vehicle insured with agreed value cover

Prestige Car Insurance Cover

Specialist insurance for luxury, exotic, and collector vehicles

All services
White Lamborghini Huracán on the road01

Supercar Insurance

Cover built for the cars that turn heads — agreed value options, specialist repairs and tailored usage.

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Black Porsche Panamera on the highway02

Luxury Car Insurance

Premium cover for prestige daily drivers and luxury SUVs — without the direct-market headaches.

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Modified BMW M4 with aftermarket wheels03

Modified Car Insurance

For car people. Declare your mods and get cover designed for real builds.

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Collectible Mercedes-AMG GT coupe04

Classic Car Insurance

Protect the classics with cover that respects rarity, condition, and true value.

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Imported Audi RS7 performance sedan05

Import Car Insurance

JDM, Euro or US imports — insured properly with the right market and the right valuation.

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Vehicles stored on hoists in a workshop garage06

Restoration Insurance

From project cars to near-finished builds — cover that keeps pace with the restoration.

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Red Ferrari LaFerrari in a dealership showroom07

Dealership Insurance

Specialist cover for prestige dealers — from yard risks to test drives and customer handovers.

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Ferrari 458 with racing livery08

Track Day Insurance

Track days are different. We'll help you understand what's covered on-road versus at the circuit.

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Red Lamborghini Huracán in a private showroom09

Collector Car Insurance

Multi-car cover for collectors — streamlined, specialist, and built around agreed values.

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Policy Enhancements

Prestige car insurance that goes beyond standard motor cover

With enhancements built for high-value vehicle owners, arranged as part of your tailored policy.

01
Agreed value on all prestige vehiclesYour vehicle's worth is settled at inception and locked in — no depreciation argument at claim time.
Standard
02
Cover for approved modificationsDeclare wheels, suspension, tuning or cosmetic work and have it valued as part of the car.
On request
03
Australia-wide roadside assistanceSpecialist flatbed recovery, so a low-slung exotic is never towed on a hook.
Standard
04
No-excess windscreen replacementPrestige glass is expensive and often sensor-calibrated — replaced without an excess.
Standard

Getting Started

How prestige car insurance works

Step 01

Tell Us About Your Vehicle

Share your vehicle details — make, model, value, modifications, and how it's used. Our prestige car insurance specialists will assess your needs and find the right cover.

Step 02

Receive a Tailored Quote

We compare options from specialist insurers who understand high-value vehicles. You'll receive a personalised prestige car insurance quote with agreed value, repairer choice, and the cover enhancements that matter.

Step 03

Get Covered and Drive

Once you're happy with your policy, we bind cover immediately. Your prestige vehicle is protected from day one, with our claims team on call whenever you need them.

Prestige Car Insurance Quote

Get your tailored prestige car insurance quote

Tell us about the vehicle and how it's used. A specialist will come back with agreed value options from our prestige motor panel.

Or call (03) 8899 6440
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Client Testimonials

Trusted by prestige vehicle owners across Australia

See why luxury, exotic, and enthusiast car owners across Australia choose Prestige Car Insurance to protect their high-value vehicles with agreed value cover and specialist claims support.

Our Prestige Car Insurance Partners

Prevail
One Underwriting
Allianz
Quantum Underwriting Australia
MB Insurance Group
Enthusiast Motor Insurance
QBE
360 Underwriting Solutions

Speak to a Specialist

Specialist cover for prestige vehicles