Prestige Car Insurance / Services / Dealership Insurance
Specialist cover for prestige dealers — from yard risks to test drives and customer handovers.

Specialist cover for prestige and supercar dealerships, boutique car sales operations, and consignment sellers. Motor trade insurance for high-value stock requires more than a standard yard policy — it needs to cover test drives, customer handovers, demonstrator vehicles, and trade plates.
We work with motor trade specialists who understand the risks of holding, moving, and demonstrating prestige vehicles.
Motor trade insurance for prestige dealers — stock cover, road risk, test drives, and liability.
Comprehensive road risk cover for moving stock, test drives, and customer demonstrations.
Protection for your yard stock including theft, fire, storm damage, and vandalism.
Specific cover for customer test drives with appropriate driver checks and limits.
Public and product liability cover tailored to automotive sales and service operations.

What's included
Prestige dealerships and motor traders carry exposures a personal policy never contemplates — high-value stock, customer vehicles on site, test drives, demonstration use and transport between locations. Our dealership insurance is arranged for the realities of trading in luxury and performance cars, with cover that can span stock, premises and road risks.
Matching cover to how your business actually operates is what keeps a claim clean. For general consumer-facing context on motor cover types that overlap with trade risks, ASIC’s MoneySmart car insurance guide is a useful reference.
Prestige Car Insurance