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Prestige Car Insurance / Services

Services

Specialist prestige car insurance services for luxury, exotic, and collector vehicles. Tailored protection from Australia’s dedicated prestige vehicle insurance broker.

Your Questions Answered

Prestige Car Insurance FAQs

Still unsure which cover fits your vehicle? Speak with a specialist — we’ll talk through agreed value, usage and repairer choice before you commit.

01 What makes prestige car insurance different from standard car insurance?
Prestige car insurance is specifically designed for high-value, exotic, and collector vehicles. Unlike standard policies, we offer agreed value coverage (not market value), access to specialist repair networks with experience in luxury marques, and understand unique usage patterns like limited annual mileage, show attendance, and secure storage requirements.
02 How is my vehicle's value determined and protected?
We use agreed value coverage, meaning you and your insurer agree on your vehicle’s worth upfront. This value is locked in your policy, so in the event of a total loss, you receive the full agreed amount — not a depreciated market value. We work with specialist valuers who understand rare, exotic, and collector vehicles.
03 What vehicles do you insure?
We specialise in insuring exotic cars (Ferrari, Lamborghini, McLaren), supercars, luxury marques (Rolls-Royce, Bentley, Aston Martin), collector vehicles, classic cars, and curated automotive collections. If your vehicle is high-value, rare, or requires specialist knowledge, we can help.
04 Do you cover modifications, track days, and international use?
Yes. We understand that prestige vehicle owners may have performance modifications, attend track days, or take their vehicles overseas. We offer tailored coverage options for modifications, competitive driving events, and international travel. Each policy is customised to your specific usage and requirements.

Prestige Car Insurance

Specialist cover for prestige vehicles