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Prestige Car Insurance / Services / Dealership Insurance

Dealership Insurance

Specialist cover for prestige dealers — from yard risks to test drives and customer handovers.

Prestige car insurance service details

About Dealership Insurance

Specialist cover for prestige and supercar dealerships, boutique car sales operations, and consignment sellers. Motor trade insurance for high-value stock requires more than a standard yard policy — it needs to cover test drives, customer handovers, demonstrator vehicles, and trade plates.

We work with motor trade specialists who understand the risks of holding, moving, and demonstrating prestige vehicles.

Motor trade insurance for prestige dealers — stock cover, road risk, test drives, and liability.

01

Motor Trade & Road Risk

Comprehensive road risk cover for moving stock, test drives, and customer demonstrations.

02

Stock Cover

Protection for your yard stock including theft, fire, storm damage, and vandalism.

03

Test Drive Cover

Specific cover for customer test drives with appropriate driver checks and limits.

04

Liability Cover

Public and product liability cover tailored to automotive sales and service operations.

Agreed value prestige car insurance cover

What's included

  • Road risk for stock movement
  • Comprehensive yard stock protection
  • Customer test drive cover
  • Public and product liability

Service Benefits

  • Motor trade cover designed for prestige and supercar dealerships
  • Specialist brokers with access to motor trade insurance markets

Dealership insurance for prestige motor traders

Prestige dealerships and motor traders carry exposures a personal policy never contemplates — high-value stock, customer vehicles on site, test drives, demonstration use and transport between locations. Our dealership insurance is arranged for the realities of trading in luxury and performance cars, with cover that can span stock, premises and road risks.

Matching cover to how your business actually operates is what keeps a claim clean. For general consumer-facing context on motor cover types that overlap with trade risks, ASIC’s MoneySmart car insurance guide is a useful reference.

Prestige Car Insurance

Dealership Insurance from a specialist broker