Prestige Car Insurance / Services / Restoration Insurance
From project cars to near-finished builds — cover that keeps pace with your restoration journey.
Cover that keeps pace with your restoration journey. From bare shells and rolling chassis to near-finished builds, restoration projects need insurance that grows with the car — not a policy that only covers the finished product.
We offer staged agreed value updates, laid-up and garage cover for non-running vehicles, and protection for the parts and components you’ve invested in along the way.
Cover for project cars and restorations — staged value updates, laid-up cover, and parts protection.
Protection for non-running vehicles stored in garages, sheds, or workshops during restoration.
Cover for theft and fire risks while your project sits in storage or at a workshop.
Update your agreed value as the restoration progresses and the car’s worth increases.
Insure the accumulated value of parts, panels, engines, and components held for the build.
What's included
A car mid-restoration is rarely roadworthy and rarely worth what it will be when finished, yet the parts, labour and rising value all need protecting along the way. Our restoration insurance is arranged to suit projects in progress, with cover that can scale as the build advances toward completion and an agreed value on the finished vehicle.
Keeping your insurer updated as work progresses keeps the sum insured realistic at every stage. ASIC’s MoneySmart car insurance guide explains the cover principles behind agreed value and total-loss settlement.
Prestige Car Insurance
