Prestige Car Insurance / Services / Luxury Car Insurance
Premium cover for prestige daily drivers and luxury SUVs — without the direct-market headaches.

Premium insurance for prestige daily drivers and luxury SUVs — BMW, Mercedes-Benz, Audi, Range Rover, Lexus, and similar marques. We compare agreed and market value options, windscreen cover, hire car inclusions, and new-for-old eligibility across multiple specialist insurers.
If you’ve been paying too much through a direct insurer or been knocked back for modifications, let us find a better fit.
Premium insurance for prestige daily drivers — agreed value, windscreen cover, and hire car options compared.
Choose agreed value for certainty, or market value for flexibility — we’ll explain the trade-offs.
Prestige windscreens are expensive. We’ll make sure your policy handles them properly.
Stay mobile while your vehicle is being repaired with hire car or substitute vehicle cover.
Policies that work with financed, leased, or novated vehicles without complications.

What's included
Flagship saloons, grand tourers and luxury SUVs carry advanced electronics, bespoke trim and calibrated safety systems that make repairs far more involved than mainstream models. Our luxury car insurance is arranged to reflect that complexity, with agreed value cover and access to repairers equipped to work on premium marques using genuine parts.
We can build in features that matter to luxury owners — new-for-old options, choice of repairer, cover while overseas and protection for multiple vehicles on one schedule. ASIC’s consumer guide to MoneySmart car insurance explains the cover terms worth checking before you decide.
Prestige Car Insurance