Faq
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Prestige car insurance is specialist motor cover designed for luxury, exotic, modified and collector vehicles. It provides agreed value cover, choice of repairer, genuine parts and policy enhancements that standard motor insurance does not include — so your high-value vehicle is protected for what it is actually worth.
Agreed value means you and your insurer agree on the insured amount up-front, locked in for the policy period. If your vehicle is written off you are paid that agreed amount rather than depreciated market value — essential for appreciating classics, modified builds and rare exotics where market value is hard to estimate.
Yes. As a specialist broker we work with insurers who understand modified and tuned vehicles. As long as your modifications are declared and legally compliant in your state, we can arrange agreed value cover that reflects the true value of the build, including aftermarket parts.
In most cases, yes. We arrange policies that include choice of repairer or marque-specialist repairers, so a Porsche-trained body shop works on your 911 rather than a generic smash repairer. This protects the integrity, finish and resale value of your prestige vehicle.
Yes. We arrange classic car insurance with limited-use, laid-up and club policy options alongside agreed value cover. Whether the car is on the road, between events, or undergoing restoration, the policy can be matched to how the vehicle is actually used.
Yes. We arrange specialist import car insurance for JDM, European and US-spec imports. Cover takes into account specialist parts sourcing, compliance requirements, and the higher repair costs typical of imported vehicles.
Call our dedicated claims team on (03) 9018 6345. We manage your prestige car insurance claim end-to-end — including approved specialist repairers, genuine parts, and like-for-like hire car arrangements where included on your policy.
Yes. Prestige Car Insurance is an Australia-wide specialist broker based in Melbourne. We arrange cover for prestige, exotic, modified, classic and collector vehicles for owners in every state and territory.
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